
Insights




U.S. Housing Study
Introduction The broad discussion in many circles about the plight of the non-prime consumer often uses assumptions about how these consumers think, what matters to

Supporting the non-prime in the near- and long-term
These are unprecedented times, and I hope you and your loved ones are staying safe and healthy. As I have been working from home and

What Exactly Causes “Bad” Credit
Despite headlines about economic gains at the national level, some members of the New Middle Class are struggling to fund basic elements of an American

Medical Expenses: The Prolonged Financial Recovery – October 2019
Introduction The broad discussion in many circles about the plight of the non-prime consumer often uses assumptions about how these consumers think, what matters to

Surprising Realities of Summer Spending
Summer is the season to soak up the sun and spend time with family, but it can also be a season of overspending, which can

Understanding the Drivers of Non-Prime Credit – May 2019
Introduction The broad discussion in many circles about the plight of the non-prime consumer often uses assumptions about how these consumers think, what matters to