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See how many people in the U.S. are at risk of losing access to credit.

56 million Americans have a credit score below 660, which means they don't have access to traditional borrowing options like bank loans and lines of credit from credit cards.

Use our interactive tool to see how many Americans around the country and in your community have credit scores below 660.

Through the map, you can see financial, economic, and demographic data to understand the characteristics—and complexities—of communities where significant parts of the population have limited access to traditional credit.

SEE WHY IT MATTERS

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This heat map shows the share of people in each county who have a credit score below 660.

In dark blue counties, the majority of people have a credit score below 660.

In yellow counties, very few people have credit scores below 660.

Use the search feature to discover other communities.

Explore the median income and unbanked population in a selected state or county.

Discover the education and unemployment levels in a state or county.

Explore demographic data that directly impacts socioeconomic status.

Click on the yellow information icons to reveal a glossary of site terms.

Lowest Percentage
Highest Percentage
% of adults with credit scores below 660
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SITE TOUR
HOMEPAGE
Data Sources and Methodology
States
Counties
States
Counties
USA
Adult Population:
Adults with credit score below 660 (%)
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Adults with credit score below 660
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Financial
Economic
Demographic
USA
Median Income:
$31,133
Selected:
County
Median Income:
i
--

High median incomes don’t always mean high credit scores. Input a number to see counties with a median income at or above that amount:

Filter by Median Income
Data Unavailable
USA
Unbanked:
5.4%
Selected:
County
Unbanked:
i
--

People with low credit scores can be locked out of traditional banking. Input a number to see counties with higher unbanked populations:

Filter by percent
USA
Bachelor's Degree:
37.9%
Selected:
County
Bachelor's Degree:
i
--

Highly educated populations don't always have high credit scores. Adjust the number below to filter counties based on how many people have bachelor’s degrees:

Filter by percent
USA
Unemployment:
0%
Selected:
County
Unemployed:
i
--

Having a job doesn't guarantee a high credit score. Adjust the number below to filter counties based on unemployment rates:

Filter by percent
Population by Race
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Asian
Black
Hispanic
White
Other
Population by Age
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100%