56 million Americans have a credit score below 660, which means they don't have access to traditional borrowing options like bank loans and lines of credit from credit cards.
Use our interactive tool to see how many Americans around the country and in your community have credit scores below 660.
Through the map, you can see financial, economic, and demographic data to understand the characteristics—and complexities—of communities where significant parts of the population have limited access to traditional credit.
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This heat map shows the share of people in each county who have a credit score below 660.
In dark blue counties, the majority of people have a credit score below 660.
In yellow counties, very few people have credit scores below 660.
Use the search feature to discover other communities.
Explore the median income and unbanked population in a selected state or county.
Discover the education and unemployment levels in a state or county.
Explore demographic data that directly impacts socioeconomic status.
Click on the yellow information icons to reveal a glossary of site terms.
High median incomes don’t always mean high credit scores. Input a number to see counties with a median income at or above that amount:
People with low credit scores can be locked out of traditional banking. Input a number to see counties with higher unbanked populations:
Highly educated populations don't always have high credit scores. Adjust the number below to filter counties based on how many people have bachelor’s degrees:
Having a job doesn't guarantee a high credit score. Adjust the number below to filter counties based on unemployment rates: