See how many people in the US don't have access to credit

December 2022

Access to credit is a key component of financial health. When an unexpected medical bill or car repair expense arises and savings can’t cover the cost, consumers turn to credit to help bridge the gap.

While some can turn to their bank in times of need, not all Americans have this option. Over 56 million Americans have a credit score below 660, which means they don’t have access to traditional borrowing options like bank loans and lines of credit from credit cards.

Use our interactive tool to see how many Americans around the country and in your community have credit scores below 660.