Our Mission at the CNMC
See how many people in the US don't have access to credit

Insights

THE SURVEY OF AMERICAN HOUSEHOLD FINANCES’ QUARTERLY REPORT: The Inflation Squeeze; Q3 2022
The unique inflationary pressures on household finances have not abated, especially for Americans with credit scores below 700. These consumers are less likely to have access to short-term lending options to help them weather temporary financial storms.

Student Debt & Credit Scores: Data from the Center for the New Middle Class finds that student debt has lasting impact on financial stability.
Data from the Center for the New Middle Class finds that
student debt has a lasting impact on financial stability.

The Survey of American Household Finances’ Quarterly Report: Uncertainty Abounds; Q2 2022
For many Americans, the pandemic followed by inflation have been a one-two punch. Just as the country re-opened and it
Events
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July 23, 2020 | Virtual
Financial Service Industry Responds to Ease Consumer Hardships During COVID
Jonathan Walker will be joined by other industry professionals to discuss the COVID pandemic’s impact on consumers.
Advocacy

The Unintended Consequences of Interest Rate Caps: An Interview with Amir Fekrazad
Interest rate caps have a long history of capturing the imagination of politicians. Politicians rightly want to protect average citizens from abusive practices. The issue

The Unintended Consequences of Interest Rate Caps: An Interview with Amir Fekrazad
Interest rate caps have a long history of capturing the imagination of politicians. Politicians rightly want to protect average citizens from abusive practices. The issue
Commentary

THE SURVEY OF AMERICAN HOUSEHOLD FINANCES’ QUARTERLY REPORT: The Inflation Squeeze; Q3 2022
The unique inflationary pressures on household finances have not abated, especially for Americans with credit scores below 700. These consumers are less likely to have access to short-term lending options to help them weather temporary financial storms.

THE SURVEY OF AMERICAN HOUSEHOLD FINANCES’ QUARTERLY REPORT: The Inflation Squeeze; Q3 2022
The unique inflationary pressures on household finances have not abated, especially for Americans with credit scores below 700. These consumers are less likely to have access to short-term lending options to help them weather temporary financial storms.